Our Services

Perry-Young Insurance Solutions has built a successful career serving clients in five main areas: retirement funding, business continuation, estate conservation, asset protection, and health care design. Our firm offers more than 78 cumulative years of experience in problem solving through creative and innovative thinking. We serve as your resource to help ensure that plans and solutions agreed upon by your team of advisers are implemented.

We Offer Personal Planning For:

  • Education Funding
  • Mortgage Protection
  • Retirement Funding
  • Personal Life Insurance
  • Estate Conservation
  • Charitable Giving
  • Gifts to Children/Grandchildren

We Offer Business Planning For:

  • Buy-Sell Funding with Life Insurance
  • Deferred Compensation Funding with Life Insurance
  • Executive Bonus Plans with Life Insurance
  • Key Person Protection with Life & Disability Income**
  • Funding for Qualified Plans (SEP, TSA, Keogh,401(k))
  • Funding for Salary Continuation Plans**



As a Financial Adviser with Eagle Strategies, Ted Young, MSFS additionally provides financial advisory services.  Ted is also pleased to offer a concierge service to our clients, Wealth Management Solutions.  For more information on these services, please click here to view the website for Financial Strategies of California.


Never before has the need been as great for proper retirement planning. As the "Baby Boomers" mature and retire, our society is learning that many people may truly outlive their money. To protect against this, our firm assists you in determining if your assets are properly positioned, helps you decide how much capital is needed to produce a comfortable retirement income and the length of time you will need that capital. We help you decide on which financial products could help make maximum use of your pre-tax and after-tax income. We also factor in the effects of inflation on your savings and investments to better provide a monthly income for your family in the event of premature death.


You have worked hard to build up your business and estate and probably have given thought about what will happen to your efforts in the future. Having worked hard to build their own businesses, Manny and Ted understand that it is your most valuable asset. Obviously you want to have a plan in place that allows you to be in the driver's seat when issues of continuation, sale or liquidation occur. Perry-Young Insurance Solutions will help you implement an estate preservation strategy using insurance and financial products that allow for the maximum flow of your assets from one person or entity to another, whether to your spouse or business successor.

Henry and Steve DeClerck, Yreka, California, father and son mavericks of fast food chains such as Taco Bell, Kentucky Fried Chicken and Chevy's, have relied on Manuel Perry over the years. "Our relationship goes back a long time, and I always trust his judgement," stated Henry DeClerck. "He knows our needs, how to get the proper insurance and financial products we need, and above all, services are handled with one phone call." Manuel also helped implement an extensive estate plan to protect the DeClerck family business. "For me," declared DeClerck, "it was just the assurance I needed to know that this business will stay in my family for generations to come."


After your life cycle objectives have been defined, it is crucial to analyze all your assets, both tangible and intangible, and plan for diversification and allocation. Perry-Young Insurance Solutions will work with you to analyze and allocate your assets to best position them to serve your financial needs.


Working with clients for an affordable solution to the problems associated with senior health care and long-term health care is a high priority for Perry-Young Insurance Solutions. Our goal is to help you protect your assets and preserve the quality of your lifestyle. Proper planning balances the protection of your family's estate and business assets while helping to ensure your family has the health care it requires.

Blue Shield of California Links